Posts Tagged ‘Redistribution of Wealth’

GOODBYE CALIFORNIA

October 18, 2017

The citizens (and illegal aliens) of California want to secede from the union. What a wonderful happening for those of us who appreciate our nation. They want their sovereignty and we want freedom from their insanity.

Per usual, those of the liberal progressive left who want to become their own country see only the good points of being a nation of their own. They see not what they have already done to the region. They see seaports for trade and beaches for tourism. What they fail to see is the enormous debt liberals have foisted upon their state that must be absorbed solely by the new nation. (As of this writing, the spending exceeds the revenue by more than $28 billion <link> and is ever growing). Clearly, 10% of the state’s population is receiving food stamps (SNAP payments).  Many more also receive federal payments in the form of EBT, WIC, AFDC, SSI, etc.

They ignore the number of companies abandoning the region for more business friendly destinations. They rebuff the fact that the higher wage earners and wealthy retirees are exiting for states with more favorable economies and living conditions. They refuse to see that those people are taking their tax dollars away from the spendthrifts of Sacramento leaving behind a plethora of welfare awardees.

A reasonable person might see that each and every year, the state cries to Washington D.C. and FEMA for federal aid to adjust and offset the hundreds of millions of dollars worth of damage created by raging wildfires in the summer and flooding and mudslides during the winter months. Sonoma County officials, for example, are encouraging those affected by the recent wildfires to contact FEMA directly. All current federal access would go away and have to be paid by the few remaining California tax contributors.

When President Trump announced that taxpayers would no longer be illegally required to subsidize insurance companies as dictated under Obamacare, California (along with 18 other primarily Democrat controlled states) immediately hit the courts. California allows, even encourages, people in the country illegally to participate in the scheme that makes insurance expensive for the citizen taxpayers of all states.

Not only are nearly 900,000 people on the paid unemployment rolls in California, clearly 10% of the state’s population is receiving federal or combined federal and state welfare subsidies. Meanwhile…lawmakers of the state continue to pad their expense accounts and fund their retirements at the cost of citizens who often cannot even afford adequate housing.

That brings us to the homeless population and the diseases of such. California declared a state of emergency due to an outbreak of hepatitis A. At last count, nearly 600 homeless and indigent people have been identified as victims of this disease. Hepatitis A is spread by contact with other infected individuals or consumption of contaminated food or water.

While not confirmed, the CDC is looking into migrant camps where day laborers gather as the source. These camps are often found near construction sites and areas of agriculture. The day laborers tend to spend their largess in areas of lesser affluence, i.e. areas with high homeless populations.

Well, Goodbye California. Here’s hoping you do well on your own.

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PLANNED PARENTHOOD AND TAXPAYER FUNDING

March 15, 2017

Cecile Richards, CEO of Planned Parenthood, the nation’s leading abortion mill, claims that no taxpayer funding is used to fund abortions. She says private donations fund abortions and that government grants pay for other services. This is another classic and laughable misdirection by a greedy and unconcerned socialist attempting to preserve her baby-killing and bonus producing revenue.

As a responsible personal and family budgeter for the past 55+ years and the former CFO for a non-profit corporation that dealt with funding from numerous federal, state, county and city government entities, I can say with all certainty that the above statement is deceptively false. It’s as simple as moving checkers on a board.

Keeping it as simple, relatable and understandable as possible, let’s look at a personal or family budget. Whether formal or informal, written or unwritten, one must accept that there are categories of income and expense. No matter where the money comes from, it is classified as income. It might come from regular earnings or bank interest or investments. Anything that increases your wealth on a regular basis is income and it can be allocated to expenses, entertainment, savings or foolishness.

Money that must be paid out is considered expense. Expenses require income or savings to make payment valid. If you have no savings and use the last of your monthly money for a concert when the light bill is due, you should expect a dark household in a few nights.

Concept to remember: limited funds require more reasoned choices. The lack of heat or lighting is not the fault of the local power company. It is your fault and your responsibility for making a, or some, unreasonable choice(s). Foregoing that concert may have meant unspoiled food in the refrigerator.

Let’s say you have income of $2,300 per month. Along with that are your monthly expenses of $2,200 per month (rent $1400, gas and electricity $100, food and household needs $250, car payment $300, credit card(s) $150, etc.). Your income just covers your monthly hard costs with little to spare for entertainment. Make sense?

Now let us suppose that you just won the lottery and have additional $2,000 each and every month for the rest of your life. This additional revenue almost doubles your income. Now you can devote a lot more for entertainment or a nicer car, savings or whatever. It matters not whether you use the money you work hard for to spend on entertainment and use the lottery money to pay the bills because it all looks the same; it all becomes part of the income category.

This is how Planned Parenthood uses taxpayer money and claims that not a penny goes to abortion. They simply report expenditures of the $500+ million taxpayer dollars to services other than abortion, sell the body parts of the aborted fetuses and log that income as “other income”. Depending on the specific terms of the government grants or contracts, they cannot use the income from body parts as matching funds. Planned Parenthood must use other donations to justify the the grant. Just the same, they now have plenty of money to perform the abortions which a majority of taxpayers find abhorrent.

Take away the taxpayer money and all of a sudden Cecile Richards has to begin making reasoned choices. Continue abortions and forego the bonus? That might be one choice. Discontinue abortions or a majority of them and keep the bonus might be a second choice.

It should not matter whether you are pro-choice (pro-abortion) or pro-life. A individual’s sexual misdeeds are not the responsibility of the general public. They are as personal as can be had. It’s an individual responsibility.

Should the citizens of a community be held responsible for the automotive repairs, property damage and medical expenses resulting from an accident caused by a driver who is more interested in texting than paying attention to the road and traffic conditions? Most thinking people will answer that question with a resounding NO. It should it be his or her responsibility to buy sufficient insurance or otherwise personally bear the burden of all costs incurred due to his or her negligence.

Some people are laughing at this comparison right now. They are the very people who want everyone else to pay for their mistakes and their well being in general. They’re called LIBERALS.

THE ACA LANDMINE: THE TRIPWIRES AND TRIGGERS BUILT INTO IT

March 10, 2017

Many inside and outside of government accuse the former president, Obama, of laying landmines for future administrations in order to fulfill his quest for a more perfect global society; Utopia. The undercurrent of this speculative theory surfaced as a tidal wave with the November, 2016 election when it was realized that Democrats would no longer be able to act unconstitutionally from the power position of the Oval Office. Almost immediately, Obama began executing executive orders and sending regulation requests to create havoc and disorganization as they are implemented.  Some of the directives are considered mini-timebombs to temporarily interrupt governing at irregular intervals and others are far more devastating.

Excavation for the planting of explosives actually began with the highly partisan progressive Democrat controlled House and Senate. The 111th congress was absolutely giddy with the power accessed by deceiving voters and conferred by the presiding Despot-in-Ministry. They began shoveling deep into the Marxist movement of America from their first seating. It was as if they had been given free reign by the ignorant and unsuspecting masses. Regulations rattled from every office of the White House and every agency and department of the federal government.

Republicans, even those who wanted to, had no way of stopping them. If there was a balk to a bill or dissent on any legislation, the questioning individuals were labeled racist, a tag that is virtually impossible to remove. The Marxists simply labeled them, shelved them and continued their journey down the path of national destruction.

One of the largest and most highly explosive land mines is the Patient Protection and Affordable Care Act (PPACA) aka Obamacare. Over the past seven years, it has proven to offer little Patient Protection, is not Affordable for those who most need it and actually offers less Care than was available prior to its implementation. It Acts as a wealth distribution program.

Designed not to keep the American population well, it was meant to move money from the wealthy and the workers through the government to the poor. In doing so, the workers join the poor and socialism wins. To assure its continued capitalist society disintegration, health care was immediately deemed a “human right”. Because it is impossible to dismantle a government program once identified as a human right, the pressure plate was depressed with the passage of the PPACA. This is what we had to find out after the giant gavel wielding Pelosi and her happy band of Marxists passed the bill that President Obama signed into law on March 23, 2010.

Since that time, there have been unconstitutional changes made allowing this new economic and health wound to grow and fester as the masses acclimate to the costly but only semi-effective antibiotics. Now dependent on the drugs of the social engineering program, it is impossible to effect a quick rehab. The “racist” opposing party was covered in dust. They are still swiping at shoulders and sleeves unable to recognize in the cloud that they can now act as the legislators for whom we voted.

The only way to fix Obamacare is to release the pressure plate. Let it blow. There are simply too many sensitive triggers strategically placed to try dismantle it and find all the primers. Toying with it will only allow the deeply hidden destructive capabilities placed within to explode, individually, creating casualty after casualty.

Yes, some people will be hurt. Most of them are now suffering with tattered bandages on pus filled wounds. They are the people who cannot afford to replace the dressing.  A new and different program with a vision and goal of actual health and health maintenance might provide for cleaning the infection and allow a scab to form as healing begins.

Before any dismantling and rewriting begins, it must be recognized that health care, like economic welfare, is not a “human right”. It is a societal courtesy. It is an earned merit. But, it is not a right! People who feel entitled are simply wrong.  Doctors and other health care professionals are only obligated to care for the injured or infirm by oath; a personal pledge…not government mandate.

A few intelligent heads can remedy the health care system. A small committee comprised of doctors, hospital administrators and insurance professionals  can do a far better job than elected officials without the required knowledge.  They must be mindful that cries from every corner of the nation cannot be appeased.  Trying to do so will injure us all.

* Note to congress.  Clear the ground and take shelter. Blow it!  Stay out of the toxic wind and give us a heads up so we can too. Pick up any pieces that fit together flawlessly and remold anything that has been lost. No malignancies. It must have a completely different look and most of all it must be without detonation capability in 2, 4 or 20 years from now.  Question:  Why does health care, if that’s what we’re really talking about, fall under the jurisdiction of the IRS instead of HHS?

Now, let’s talk about health care for veterans.  They deserve a functioning health care system.  They were guaranteed it on enlistment or commission and they most certainly earned it.

THE ACA CREATED ANOTHER LEVEL OF GOVERNMENT DEPENDENCY

January 15, 2017

There are numerous stories with alarming concern about the possible repeal and replacement of Obamacare. As it is presently, it is a very expensive program that helps very few people but makes some feel it is needed for their own well being. “Free” is addicting, no matter what the cost.

First of all is the incantation that twenty million people will suffer if the failing program does not continue as it is. This is as absurd as “If you like your doctor, you can keep your doctor”. From the beginning, the twenty million people figure is pure fiction, aka fake news in current terms. Its falsehood is easily found in the fact that only fourteen million people even signed up for the program. The fantasy continues with, of the true fourteen million, about twelve million (85%) were eligible for Medicaid or Medicare and were thus covered by working, earning taxpayers through inefficient government run programs anyway. The ACA was just a switch in names that reimbursed doctors for services. So, for billions of dollars per year, some two million people receive actual, not perceived, benefit.

Second is the fallacy about liking and keeping your doctor. Thousands of doctors and many hospitals refused to participate in the wealth redistribution (money laundering) farce from the beginning. The program forced others into bankruptcy and they shuttered their doors. If you were among the lucky ones who liked your doctor, and he or she did cooperate with the extremely restrictive rules set forth by the ACA, chances are great that your wait times for an appointment became exaggerated almost overnight.

Many people report that prior to the inception of the ACA it was possible to get an appointment to see their doctor within a week. Today that time might be as long as six weeks with an average of three weeks. Then, after spending extended time in the waiting room, they find they are hustled through the intake process before a physician assistant (PA) arrives to treat the now severely infected wound or takes some notes and scribbles a prescription to be filled. If necessary, a subsequent appointment is made two weeks hence with the doctor they liked and kept. 

As expressed so frequently over the past 7 years, Obamacare offers little in the realm of medical care.  It is a tax mandated under the guise of health insurance.  It even falls under the authority of the IRS (a tax collection agency), not HHS (the government health agency).

Third comes the fact that many people are not going to the doctor when necessary because the deductible or co-pay is excessive and often not at all affordable after paying $400+ per month for the insurance premium. Thus, the people receiving the most benefit from the program are those who would otherwise have had fully paid government coverage through Medicare or Medicaid.

So, all in all, the panic being created by the possibility that Obamacare might be dismantled and replaced by something different, possibly even better, is vaulting off of anecdotal stories; “I wouldn’t have survived MRSA if it weren’t for Obamacare”. In fact, the insidious infection might have been treated and controlled much more rapidly, more completely and even less expensively if the person suffering with the devastating disease simply went to the ER. Even those with insurance now often wait too long while fretting payment of their deductible.

They tell us that Obamacare is the answer. It was implemented in the dark of night by the Marxists and socialists of our elected body. From the beginning it had little to do with maintaining health or longevity of the American public.  We were even told, “But we have to pass the bill so that you can find out what is in it”, by the very people pushing it despite none of them even knowing what they were sponsoring.

People are now under the belief and assurance (thanks to the propaganda proclaimed by the administration and promoted by their extended media arm) that the ACA is a program commoners cannot do without. They’re hooked.  They’re addicted. They’re afraid methadone will not continue the high to which they’ve become accustomed.

Why was change such a good thing just eight years ago and not now?

LET’S TALK ABOUT THE JOBS AMERICANS WON’T DO AND HOW TO SAVE $MILLIONS

December 20, 2016

As president, Barack Obama managed to turn our culture from one of pride and responsibility into one of government dominance and citizen dependence. With a few of his signature moves, he encouraged acceptance and addiction to government control.

It’s true, very true, that there are jobs of labor that Americans refuse to do. Why should they submit themselves to exertion when they can sit at home and have money deposited into their bank accounts or their EBT card replenished each month?

Why work when it takes up your free time and demands that you be somewhere at a specific time, for a designated period and perform a defined task? Transportation becomes a problem if you have to report to an employer. Public transportation is often slow and indirect. Gasoline, maintenance and insurance is costly for a personal auto. Walking or biking is out of the question because the employee is often spent by the time they get coffee in the break room before beginning a work shift.

Americans are trained for a mediocre existence, not for productive and rewarding work. Flipping burgers, making up hotel beds, sweeping floors, picking grapes and oranges are all time and labor intensive tasks that are now beneath the dignity of Americans. These tasks and others of like ilk are rapidly becoming beneath the dignity of immigrants too, legal and illegal alike, thanks to the generosity of our government.

When sending money to support family members abroad, it is necessary to take advantage of all income avenues and streams. If that means using a stolen social security number to obtain stipends and benefits from the government while cleaning houses, mowing lawns or hauling trash for homeowners without reporting the income, so be it. The dual income model also works for citizens, just not as often because most of the “under the table” jobs are those Americans won’t do.

These habits and ethics are promulgated by liberals and, in particular progressive liberals such as HRC and Marxists like BHO. They are necessary to develop and build upon a socialist structure of government dependence. They promote voluntary enslavement to the ignorant, indolent and slovenly.

Turn now to a culture where everybody works for what they receive; a society that requires recipients of taxpayer funds to partake of meaningful toil in order to justify the benevolence bestowed upon them. Rather than sitting at home (in section 8 supplemented housing) awaiting the next cash infusion, why not make it mandatory that the recipients pick a head of lettuce or clean a motel.  How about removing graffiti from walls and bridges or picking up roadside trash?

Encouraged employment” worked when President Bill Clinton reluctantly signed the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA). Colloquially known as the Welfare-to-Work Act, it passed the House with 256 ayes (226 Republican) and 170 noes (165 Democrat). The bill also passed the Senate with a 73(R) and 1(D) approving with 24(D) rejecting. Most surprisingly, Chris Dodd was the sole Democrat to approve the measure. President Clinton now claims credit for the success of this measure.

The Welfare-to-work program, thanks to the warmhearted Democrats, is now so diluted and polluted that it is no longer a viable program, thus opening opportunities for illegal workers and unreported income. A re-institution of the program with some minor modifications would benefit Welfare recipients, the economy and the country greatly.

Depending on the state of residence, a family of four can receive as much as $46,000 in combined stipend and related benefits. (The actual cost to taxpayers, for this inefficient government interference assistance exceeds $120,000 per recipient.) For equivalence, a working family paying payroll and income taxes, would have to earn approximately $57,500 That works out to about $27.65 per hour for full time (40 hr/wk) employment. According to the New York Times, the median family income in 2015 was only $56,500 (about $27.15 per hour, 40 hours per week). Therefore, it is advantageous for a person of limited education, skills or desire not to seek employment and simply live off the generosity of the government and contributing taxpayers.

A program that would supplement wages for entitlement awardees rather than handing them cash and perks is one possibility to end, or at least moderate, the viscous cycle. Perhaps a tax break to the employer or even a reimbursement for a portion of wages may be in order. Granted, it might be difficult to incentivize employers with this carrot given that a family of four on Welfare receives about 102% of the median worker income for the same family size. But it would definitely reduce the federal and state financial burden for low-income families.

Of course, this would mandate that each benefit grantee (unless legitimately 100% disabled) seek and obtain employment – at any level available. Social welfare case workers and “job developers” currently employed by the taxpaying few, would also be expected to do outreach in local communities rather than spending the workday playing solitaire on their our computers or texting friends and family.

Help Wanted signs appearing in a particular area would warrant investigation, program explanation and contractual offering to hire the most job needy and capable. Though no obligation to hire benefit recipients would be required of any business, mutual gain for employee and employer should cause enough interest to invest in the program. Example: If a business hires Jane or John for an open entry position and pays them minimum wage + 25%, the program reimburses the employer 40% of the total wage paid.

To present an example, some assumptions are required. For this demonstration let us consider:

  1. a state minimum wage of $9.50 per hour. The federal minimum is currently $7.25.
  2. an employer burden of $23 per $100 in wages or 23%. (This figure, entirely dependent upon the Worker Compensation Insurance cost for a particular position, also includes SSI, Medicare, unemployment insurance.)
  3. compensation for sick or vacation time or additional benefits burden are not included in this formula.

Given the parameters above, the true employer cost for a minimum wage worker is currently $11.69 per hour, not $9.50. Adding 25% to the $9.50 per hour means the minimum wage for a program participant is $11.88. The new cost to the employer including burden is $14.61 per hour as the burden is figured on the $11.88 per hour figure.

By reimbursing the employer at a rate of 40% of the new hourly wage ($11.88 x .40 = $4.75), the business now has an employee at an hourly cost of $7.13 (not $9.50) plus the burden of $2.73 or $9.86. The employee receives $2.38 per hour above minimum wage for a starting position and the employer saves $1.83 per hour per employee. Both entities contribute to the federal tax revenue whereas only the employer does now with the Welfare recipient drawing from it.

The savings realized by the employer could then be awarded to the most productive employees.

Based on the $46,000 annual figure, under this program the taxpayers’ burden is reduced by $36,120 annually and the participant regains his or her self respect. This is not intended to make a person now on Welfare wealthy. It is not meant to compete with the median income of the U.S. It would simply offer a hand up rather than a hand out. It would also offer the opportunity for someone to increase their own income by demonstrating their worthiness before the lower level jobs are overtaken by electronics and robotics.

The suggested program will track participants for a period of 180 days. This 180 day term allows the participant sufficient opportunity to become familiar with the job and expectations. It allows the employer to evaluate the participant and determine whether or not to continue his or her employment.

An option available to the employer to terminate employment of the participant, for cause, at any time within the 180 day period is always open and would provide feedback to the program case workers and administrators regarding the individual participants. After three terminations by different employers within the 180 day term, eligibility for Welfare or program participation is revoked. (This will keep players from gaming the system and frustrating employers.)

The model identified above is nothing new or innovative. It has been used in numerous situations by non-profit organizations (NPO) for decades. What might be considered new would be direct state or federal involvement through established Employment Development Departments.

Is this the perfect solution to jobs and Welfare? Nah, it’s just a hell of a lot better than paying people to waste their time sitting at home and collecting benefits as is being done now.