Posts Tagged ‘Taxes’

WHY IS THE GOVERNMENT EVEN INVOLVED IN HEALTH INSURANCE?

June 24, 2017

The easy answer is because the socialists within our government want to control everything you ever worked for. Starting small, they managed in 2010 to conquer 1/6 our economic freedom to advance their agenda.

Unlike the First Law of Thermodynamics (“neither matter nor energy can be created or destroyed”), government entitlement programs can be created, they just cannot be destroyed once implemented. Government programs become indestructible foundation as soon as they are established and there is no destroying them. They can only be built upon. Even studies like “Why Ducks Waddle On Land and Swim Gracefully In Water” or “How to Extend the Life Expectancy of Fireflies for Our Children’s Evening Pleasure” are refunded and extended though no conclusion is found as a 2 year, eight million dollar grant ends with an exhausted budget.

The socialist Democrats of the 111th Congress, saddled the citizens of the United States with an untenable health insurance mandate that now cannot be destroyed. Though the costs to most people is exorbitant, it became an entitlement for some. To take an entitlement away once the slobbering, slurping few have become dependent on it is an impossible task. There are now people caught in the middle who won’t take jobs or accept advancement and a pay raise because doing so could cause adjustment in the premiums required to maintain their health insurance plan.

Before the PPACA was enacted, everybody had access to doctors and other health professionals. The elderly had, and have, Medicare (paid from funds the government sucked out of their paychecks when they were working). Medicaid was, and is, provided for those who cannot afford insurance and it is virtually impossible to find a case where a doctor refused treatment for a sick or injured person.

The rest must have jobs, pay for the health insurance program but cannot afford to take advantage of the service or care offered. The premiums deplete their otherwise disposable income to the point they cannot afford the deductible required to access a doctor. Think about that! Some people are less healthy because the Patient Protection and Affordable Care Act is not affordable and provides less timely care than was available prior to its inception. But the federal government is now in control of an entire industry and an additional 16.67% of our GDP.

Even with the help of a majority party in both houses, the new administration is struggling to find a way of actually providing patient care with reasonable and affordable insurance premiums and deductibles. They can’t do it. No matter how hard or what they try, someone will cry foul. Then it will cause an uprising and national attention. Somebody might risk re-election.  They, the powers that be, now control one-sixth of the national economy and rather than helping the majority of premium payers, they’ve managed to make the citizens sick…or sicker at least.

Once again our elected officials have inserted themselves where there is no place for them. Doctors, Physician Assistants, insurers and hospital administrators – those actually involved in the health insurance and care industries – should devise a, or some, workable plan(s). When the knowledgeable professionals agree, a presentation to the lawmaking bodies would be in order. This might keep elite but ignorant lawyers, politicians and other bureaucrats from dictating submissiveness to an infeasible program. *Been there, done that!

Even starting with what we had in 2008 – private insurance companies providing health care insurance – and improving on it seems a more practical and logical way of accomplishing a universal health care goal than “Here’s a plan. Confiscate a bunch of money from those who have a few bucks. Keep a large chunk of it (call it administration fees) and throw the rest into a fund to foolishly try and make an infeasible and unwanted plan work. When it doesn’t we’ll just make the people pay more and more until it does.

Thanks to those who mandated compliance with their deceitful schemes, overall public health today is worse than it was just a decade ago. Hospital administrators, doctors and insurers decline participation in the current government system (PPACA) because of the mandates put upon them (program guidelines, restrictions, regulations, taxes, pharmaceutical purchases and pricing, compliance protocols, recording and reporting, etc.). The low and slow reimbursement for their services doesn’t energize their enthusiasm for the program either.

Due primarily to the guidelines of the PPACA (aka Obamacare), many counties across the country have no facilities or physicians available to participate in the plan. This effectively leaves the public wanting for any plan providers within twenty to fifty miles from home.  Yet they are still forced to pay exorbitant sums for insurance.  Without traveling distances, some are forced to pay additional sums for service outside of the plan.

A transition from what is now decreed to be free choice in health care might be accomplished by releasing the people from the government bonds. Allowing states to set up funds to help with excess costs and preexisting conditions could keep costs down for all insureds. This simply means congress must write a law repealing the joke that is strangling those in need of care.

PLANNED PARENTHOOD AND TAXPAYER FUNDING

March 15, 2017

Cecile Richards, CEO of Planned Parenthood, the nation’s leading abortion mill, claims that no taxpayer funding is used to fund abortions. She says private donations fund abortions and that government grants pay for other services. This is another classic and laughable misdirection by a greedy and unconcerned socialist attempting to preserve her baby-killing and bonus producing revenue.

As a responsible personal and family budgeter for the past 55+ years and the former CFO for a non-profit corporation that dealt with funding from numerous federal, state, county and city government entities, I can say with all certainty that the above statement is deceptively false. It’s as simple as moving checkers on a board.

Keeping it as simple, relatable and understandable as possible, let’s look at a personal or family budget. Whether formal or informal, written or unwritten, one must accept that there are categories of income and expense. No matter where the money comes from, it is classified as income. It might come from regular earnings or bank interest or investments. Anything that increases your wealth on a regular basis is income and it can be allocated to expenses, entertainment, savings or foolishness.

Money that must be paid out is considered expense. Expenses require income or savings to make payment valid. If you have no savings and use the last of your monthly money for a concert when the light bill is due, you should expect a dark household in a few nights.

Concept to remember: limited funds require more reasoned choices. The lack of heat or lighting is not the fault of the local power company. It is your fault and your responsibility for making a, or some, unreasonable choice(s). Foregoing that concert may have meant unspoiled food in the refrigerator.

Let’s say you have income of $2,300 per month. Along with that are your monthly expenses of $2,200 per month (rent $1400, gas and electricity $100, food and household needs $250, car payment $300, credit card(s) $150, etc.). Your income just covers your monthly hard costs with little to spare for entertainment. Make sense?

Now let us suppose that you just won the lottery and have additional $2,000 each and every month for the rest of your life. This additional revenue almost doubles your income. Now you can devote a lot more for entertainment or a nicer car, savings or whatever. It matters not whether you use the money you work hard for to spend on entertainment and use the lottery money to pay the bills because it all looks the same; it all becomes part of the income category.

This is how Planned Parenthood uses taxpayer money and claims that not a penny goes to abortion. They simply report expenditures of the $500+ million taxpayer dollars to services other than abortion, sell the body parts of the aborted fetuses and log that income as “other income”. Depending on the specific terms of the government grants or contracts, they cannot use the income from body parts as matching funds. Planned Parenthood must use other donations to justify the the grant. Just the same, they now have plenty of money to perform the abortions which a majority of taxpayers find abhorrent.

Take away the taxpayer money and all of a sudden Cecile Richards has to begin making reasoned choices. Continue abortions and forego the bonus? That might be one choice. Discontinue abortions or a majority of them and keep the bonus might be a second choice.

It should not matter whether you are pro-choice (pro-abortion) or pro-life. A individual’s sexual misdeeds are not the responsibility of the general public. They are as personal as can be had. It’s an individual responsibility.

Should the citizens of a community be held responsible for the automotive repairs, property damage and medical expenses resulting from an accident caused by a driver who is more interested in texting than paying attention to the road and traffic conditions? Most thinking people will answer that question with a resounding NO. It should it be his or her responsibility to buy sufficient insurance or otherwise personally bear the burden of all costs incurred due to his or her negligence.

Some people are laughing at this comparison right now. They are the very people who want everyone else to pay for their mistakes and their well being in general. They’re called LIBERALS.

THE ACA LANDMINE: THE TRIPWIRES AND TRIGGERS BUILT INTO IT

March 10, 2017

Many inside and outside of government accuse the former president, Obama, of laying landmines for future administrations in order to fulfill his quest for a more perfect global society; Utopia. The undercurrent of this speculative theory surfaced as a tidal wave with the November, 2016 election when it was realized that Democrats would no longer be able to act unconstitutionally from the power position of the Oval Office. Almost immediately, Obama began executing executive orders and sending regulation requests to create havoc and disorganization as they are implemented.  Some of the directives are considered mini-timebombs to temporarily interrupt governing at irregular intervals and others are far more devastating.

Excavation for the planting of explosives actually began with the highly partisan progressive Democrat controlled House and Senate. The 111th congress was absolutely giddy with the power accessed by deceiving voters and conferred by the presiding Despot-in-Ministry. They began shoveling deep into the Marxist movement of America from their first seating. It was as if they had been given free reign by the ignorant and unsuspecting masses. Regulations rattled from every office of the White House and every agency and department of the federal government.

Republicans, even those who wanted to, had no way of stopping them. If there was a balk to a bill or dissent on any legislation, the questioning individuals were labeled racist, a tag that is virtually impossible to remove. The Marxists simply labeled them, shelved them and continued their journey down the path of national destruction.

One of the largest and most highly explosive land mines is the Patient Protection and Affordable Care Act (PPACA) aka Obamacare. Over the past seven years, it has proven to offer little Patient Protection, is not Affordable for those who most need it and actually offers less Care than was available prior to its implementation. It Acts as a wealth distribution program.

Designed not to keep the American population well, it was meant to move money from the wealthy and the workers through the government to the poor. In doing so, the workers join the poor and socialism wins. To assure its continued capitalist society disintegration, health care was immediately deemed a “human right”. Because it is impossible to dismantle a government program once identified as a human right, the pressure plate was depressed with the passage of the PPACA. This is what we had to find out after the giant gavel wielding Pelosi and her happy band of Marxists passed the bill that President Obama signed into law on March 23, 2010.

Since that time, there have been unconstitutional changes made allowing this new economic and health wound to grow and fester as the masses acclimate to the costly but only semi-effective antibiotics. Now dependent on the drugs of the social engineering program, it is impossible to effect a quick rehab. The “racist” opposing party was covered in dust. They are still swiping at shoulders and sleeves unable to recognize in the cloud that they can now act as the legislators for whom we voted.

The only way to fix Obamacare is to release the pressure plate. Let it blow. There are simply too many sensitive triggers strategically placed to try dismantle it and find all the primers. Toying with it will only allow the deeply hidden destructive capabilities placed within to explode, individually, creating casualty after casualty.

Yes, some people will be hurt. Most of them are now suffering with tattered bandages on pus filled wounds. They are the people who cannot afford to replace the dressing.  A new and different program with a vision and goal of actual health and health maintenance might provide for cleaning the infection and allow a scab to form as healing begins.

Before any dismantling and rewriting begins, it must be recognized that health care, like economic welfare, is not a “human right”. It is a societal courtesy. It is an earned merit. But, it is not a right! People who feel entitled are simply wrong.  Doctors and other health care professionals are only obligated to care for the injured or infirm by oath; a personal pledge…not government mandate.

A few intelligent heads can remedy the health care system. A small committee comprised of doctors, hospital administrators and insurance professionals  can do a far better job than elected officials without the required knowledge.  They must be mindful that cries from every corner of the nation cannot be appeased.  Trying to do so will injure us all.

* Note to congress.  Clear the ground and take shelter. Blow it!  Stay out of the toxic wind and give us a heads up so we can too. Pick up any pieces that fit together flawlessly and remold anything that has been lost. No malignancies. It must have a completely different look and most of all it must be without detonation capability in 2, 4 or 20 years from now.  Question:  Why does health care, if that’s what we’re really talking about, fall under the jurisdiction of the IRS instead of HHS?

Now, let’s talk about health care for veterans.  They deserve a functioning health care system.  They were guaranteed it on enlistment or commission and they most certainly earned it.

LIBERALS IN GOVERNMENT ARE CRAZIER THAN THOSE THEY WANT HOUSED AND CARED FOR AT TAXPAYER EXPENSE

December 18, 2016

Liberals constantly show their dementia through their actions. If it’s not taxing workers through health care it’s taxing them at the store or through utility usage. To liberals in government, any amount of money a person or family earns in excess of absolute necessity is “disposable”. Disposable income is surplus income which is best used by liberals in government.

As a young navy recruit, I was advised, “If it moves, salute it. If it doesn’t move, paint it”.

For liberals in government the saying is “If it exists, tax it. If it doesn’t, create it, label it and tax it”. The left simply cannot understand that extracting money from the economy for studies to satisfy the predetermined outcomes of those studies ruins the lives of millions of people. Then, they promote more taxes on the “rich” (that’s anybody with any disposable money) to help those they impoverished through excess taxation. *Note the potential downward spiraling cycle.

New York City’s mayor Bloomberg put a tax on sugary drinks of 16oz or larger. Why? Because they exist and he wanted more money for the city to waste. In addition to the gasoline tax (which, by the way, is greater per gallon than the profit oil companies make), some states have tried to add a mileage tax to the use of personally owned vehicles. Why? Because they exist.

Governor “Moonbeam” Brown of California has a bill on his desk creating a tax on bovine flatulence. For those of you who prefer colloquial vernacular that would be termed cow farts. Yes, cow farts – your average, everyday, run-of-the-mill livestock gas passing! Why? Because ranchers and farmers try to derive a living by providing food and drink to the public through cattle ranching and dairy farming. They exist, therefore there must be a tax. The federal EPA is also trying to drive ranchers and farmers out of business with their own version of the tax.

California has already diverted the agricultural water supply away from the central valley where they once grew crops that supplied the United States and many other foreign countries with fruits and vegetables. Those growers now own barren soil rather than producing nourishing food stuffs. They still pay taxes on the useless land at the highest rate of potential use, they just can’t maximize or even realize the use for which they pay the taxes. After generations of production but with no income and land of little value, some families have simply allowed the state to claim the family farm.

I guess the good news might be there is talk of California seceding from the union. That would mean a savings of billions of federal dollars for the rest of the nation. Well, that is, unless liberals in congress vote to grant foreign aid to the newly formed country and continue taxing the rest of us to pay for it.

TAXATION WITHOUT REPRESENTATION AND THE CHANGES IN AMERICA

December 16, 2016

First a bit of American history for the uneducated public school attendees and graduates of the past few decades. This essay will serve to fill in for Gen-Xers and Millennials why conservatives dislike overbearing government intrusion. Unlike the subjects of submission and indoctrination taught today, this lesson will not include the acceptance of alternative lifestyles or gender confusion aboard ships sailing the Atlantic. The readers will be put upon to individually or collectively (I know you like that word) seek and define any micro-aggressions or cultural appropriations for which to find offense.

 

THE BOSTON TEA PARTY

‘Twas December 16, 1773 when the Sons of Liberty decided to take action against the British government for establishing a tax directly on the Americas for imported tea. The colonists believed that the Tea Act should not include tea ordered from India for shipment directly to the new world.

The Tea Act followed the Stamp Act of 1765. The Stamp Act required all British colonies to use paper produced in Britain and embossed with a revenue stamp for documents used officially as well as many other uses such as newspapers etc. The tax restricted the colonies’ ability to function on their own and procure paper stock from companies and countries of choice outside of Britain’s rule.

These taxes inhibited the freedoms sought by the colonists and the reason for venture to the new land. They forced the colonies to comply with and submit to British rule without having a voice in Parliament representing their own well-being.

The colonists rightfully believed, that beyond restraining their rights and freedoms, the mandated tariffs allowed no input from the affected and offered little benefit. In rebellion to the ever increasing and ongoing taxes the British government demanded from its outlying entities, the Sons of Liberty destroyed an entire shipment of tea by throwing it into Boston harbor. This act of defiance became known as The Boston Tea Party. It was the first in a series of defiant and aggressive acts that culminated with the Revolutionary War.

 

AMERICA TODAY

Fast forward 243 years. We, Americans, find ourselves in a similar situation of obedience through taxation by a government we have submissively allowed to over-regulate every aspect of our lives. We have blindly and ignorantly granted a graduated decline of our economic, moral, spiritual and personal freedoms and rights. Significant and relatively rapid change is needed to avert adverse reaction.

Cloward and Piven, true non-violent anarchists of the 1960s, advocated for the destruction of our financial and economic systems by overwhelming the recently instituted Welfare program. They encouraged people, eligible or not, to participate in government handouts to the point of causing a monetary crisis and breaking the system. The end goal was the socialist ideal of a guaranteed annual income that would end poverty. Their strategy did not take hold as desired until the election of our outgoing president, an ardent disciple of America’s destruction.

As president, Obama has increased the government’s obligation to care for indigents by increasing taxation and regulation on businesses thereby reducing prosperity and employment. Rather than destroying the economy from outside the government as advocated by Cloward and Piven, he managed to suppress the nation from the top post of the United States and the free world. He did so by spending beyond the limits set by congress, inflating the economy and allowing a flood of needy immigrants. By encouraging, if not ordering, his appointed minions in various government agencies to enact unnecessary regulations handicapping business and job growth, they also contributed to the stagnation of our economy.

In his eight year span, President Obama expanded the welfare rolls by seeing to it that meaningful and gainful employment was minimized. (Between 2009 and 2016 welfare spending grew by nearly 19% and $150 billion.) The 84 year old Frances Fox Piven is proud of the accomplishment regretting only that her husband, Richard Cloward, is no longer alive to share in celebration.

In 2008 and without cohesive leadership, men and women banded in small groups throughout America managing to command attention under such names as TEA (Taxed Enough Already) Party Patriots. The effort was recognizably insufficient to stifle the oncoming destruction. Either the president’s loyal followers continue to ignorantly deny the promised change as detrimental to the stability of the nation and the world or they accept and laud the affect of the design. The rise in popularity of Bernie Sanders is testimony to such sentiment.

Through the bi-annual elections since 2008, the people of the country have shown their support for the Constitution and disgust with the despotic, Marxist rule of our current administration by electing Republicans in all phases of government. With the election of 2016, there comes a significant change in the attitude and being of our national leaders. From the White House to congress to the governorships throughout the land, the people have shown their desire to return the nation to one of respect for the laws, opportunity and prosperity.

While it is yet too early to predict the outcome, the transition team is putting together a cabinet of patriotic military generals and other ranking officers who are disciplined and capable of righting the country once again. Their respect for the country and fellow countrymen is entirely different from the recent past administrations.

If the president elect can effect half of his campaign statements, there will be no need for a second confrontational uprising during the 244th anniversary of the Boston Tea Party as the government will no longer be one of repugnance and oppression. It will instead be one of support and security for the citizens.

Merry Christmas to all, and to all a good fight!